PENSIONS REPORTER
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Millions of homeowner retirees in Britain could be passing up the opportunity to boost the amount they receive from the state every year without knowing it. 

Nearly half of the pensioners eligible to receive state benefits failed to claim any of what they were due as they thought they would not meet the criteria. 

Many homeowner retirees have never once checked if they could be entitled to financial help, according to research by advisory firm Hub Financial Solutions.

三级成人视频The average pensioner household is missing out on an extra £1,614 a year on average, the study found as many failed to claim altogether and of those claiming, one in five did not receive their full entitlement.

Many retirees have automatically assumed that owning their home means they are not entitled to state support, said Simon Gray of the firm.

三级成人视频Nearly a third of homeowners explicitly said they thought the value of their home rules them out.  This is while 70pc of homeowners said they thought their income would disqualify them from receiving extra benefits. 

However, there are many benefits over-65s can claim other than the state pension. 

Mr Gray said: “Benefits are in place to help people in all sorts of situations, whether they are having to care for a spouse or other relative, suffering from an illness or disability of their own, or are entitled to a reduction in their council tax.”

三级成人视频These benefits include pension credit, which is set up to help top up your income if you're struggling to make ends meet.

The Department for Work and Pensions released figures that show an estimated £2.2 billion of available Pension Credit went unclaimed in 2017-2018.

三级成人视频Many will be struggling on low incomes, yet they are missing out on a substantial amount of money that could make a significant difference to the quality of life in retirement, Mr Gray added. 

Pensioners who pay rent are quicker off the mark, as they are far more likely to have checked their eligibility with three in 10 reviewing the situation within the past 12 months.

Only one in seven of those renting their home said they had never checked.  More than half of renters over the age of 65 were claiming state benefits on top of their state pension, according to the report.

This represents five times the proportion of homeowners claiming, where only one in 10 people received extra financial support.  Retirees receiving the new state pension get £168.60 a week, however that is due to change in April and increase by 3.9pc to £175.35 a week.